Are you one of the over 7 million Canadians using RateSuperMarket.ca? It’s a one-stop-destination where you can compare and find the best rate for mortgages, credit cards, bank accounts, savings accounts, GICs, and insurance quotes. But that’s not all…Here is How RateSuperMarket.ca can help with back-to-school shopping.
From buying your child’s first backpack to stocking your university-bound student’s pantry…you can earn while you spend. Keep in mind: rewards, points, loyalty programs, on-line offers and more when you do your back-to-school shopping.
For a limited time, when you apply through RateSupermarket.ca and activate your card, you’ll get a $100 e-gift card and up to 20,000 PC points. That’s $100 you can use towards back-to-school shopping plus $20 worth of PC points towards your groceries!
I use my PC financial credit card weekly — because why wouldn’t I earn points on groceries that I have to buy anyway?! From a bag of milk to my weekly big grocery shop — little and big purchases add up. I tend to let my points build and then use them for a “milestone” shop…like a holiday dinner or new clothes for the kids shop.
Think of what you could buy with the $100 PC e-gift card: school supplies like binders and paper. Backpacks and clothes (if your kids are like mine…they’ve grown out a lot of last year’s school clothes). School snacks and dorm necessities.
I got my first credit card when I moved into my dorm. Not supplied or paid for by my parents – by the way. I filled out the form and applied on my own. It felt grown up. Independent. Responsible. And that credit card was used for book store purchases and grocery store necessities mainly. It was my first real step into financial responsibility. And yes, I was very responsible. I only bought what was needed (and what I could afford). I paid off my bill on time and in full.
If your university or college bound student is ready for a credit card then they would do well to use the RateSupermarket.ca Student Credit Card comparison tool which compares the best student credit cards in Canada to fit his or her financial needs.
Tips for back-to-school shopping
- Put a fork in your grocery shopping and plan your meals
- Inventory last year’s school’s supplies for reusable items and what needs to be replenished/replaced
- Stock up on sale items that you will use often (like favourite snacks)
- Gives teens a budget and encourage them to shop for themselves. It allows an opportunity for financial decision making.
- When you can earn points/savings while you shop
- Keep an eye out for sales (flyers can be useful for this)
Disclosure: This post is in partnership with RateSupermarket.ca. Opinions are my own.